The Effect Of Use Of Debit Cards And Electronic Money (E-Money) On Operational Expenditures
Case Study Of Food And Beverage Msmes In Ngaliyan District, Semarang City
DOI:
https://doi.org/10.56910/ictmt.v1i2.118Keywords:
performance allowances, performance discipline, employee performanceAbstract
This research aims to determine the effect of using debit cards and electronic money on operational expenditure (Case Study of Food and Beverage MSMEs in Ngaliyan District, Semarang City). This research is quantitative research. The subjects in this research were Food and Beverage MSMEs in Ngaliyan District, Semarang City with a total of 76 respondents. Data collection techniques use questionnaires. The data analysis technique uses multiple linear regression analysis. Analysis of research data using SPSS Version 25. The results of this research show that there is a significant negative influence of debit cards on the operational expenditure of Food and Beverage MSMEs in Ngaliyan District, Semarang City and a significant positive influence of electronic money (E-Money) on the operational expenditure of Food and Beverage MSMEs in the District Visiting Semarang City.
References
Darwis, Dedi, Ferina Dwi Apriyanti, and Erliyan Redi Susanto. 2019. “Perancangan Sistem Informasi Akuntansi Pengeluaran Operasional Perusahaan (Study Kasus: Pt Sari Segar Husada).” Jurnal TEKNOKOMPAK 13(1): 1–6.
Empati, Jurnal, Syifa Ulayya, and Endah Mujiasih. 2020. “HUBUNGAN ANTARA SELF CONTROL DENGAN PERILAKU KONSUMTIF PENGGUNA E-MONEY PADA MAHASISWA.” 9(888): 271–79.
Fithri Meuthia, Reno, Rangga Putra Ananto, and Zalida Afni. 2020. “Analisis Faktor-Faktor Yang Mempengaruhi Minat UMKM Terhadap Penggunaan Uang Elektronik Di Kota Padang.” Akuntansi dan Manajemen 15(1): 143–55.
Mukhtar, Damanhuri Fajril, and Yuliastuti Rahayu. 2019. “Analisis Pendanaan Modal Umkm Melalui FinFajril Mukhtar, D., & Rahayu, Y. (2018). Analisis Pendanaan Modal Umkm Melalui Financial Technology Peer To Peer Lending (P2P).Ancial Technology Peer To Peer Lending (P2P).” Jurnal ILmu dan Riset Akuntansi 8(5).
Pradnyawati, I Gusti Ayu Anom, I Wayan Suwendra, and I Nyoman Sujana. 2019. “Analisis Sistem Akuntansi Penerimaan Dan Pengeluaran Kas Pada Koperasi Pegawai Negeri Setya Graha Di Kecamatan Mendoyo Tahun 2017.” Jurnal Pendidikan Ekonomi Undiksha 11(1): 249.
Rahmawati, Yuliani Dwi, and Rahmi Yuliana Yuliana. 2020. “Pengaruh Persepsi Manfaat, Kemudahan Dan Keamanan Terhadap Keputusan Penggunaan E-Wallet.” ECONBANK: Journal of Economics and Banking 2(2): 157–68.
Rorin, Dwi, Mauludin Insana, and Ria Susanti Johan. 2021. “Analisis Pengaruh Penggunan Uang Elektronik Terhadap Perilaku Konsumtif Mahasiswa.” 17(2): 413–34.
Rosari, Evrita. 2013. “Konsumtivisme Wanita Dewasa Awal Pada Tiga Wilayah Konsumsi: Primer, Sekunder, Dan Tersier.” Konsumtivisme Wanita Dewasa Awal pada Tiga Wilayah Konsumsi: Primer, Sekunder, dan Tersier.
Tedjasuksmana, Budianto. 2020. “Membangun Lingkungan Bisnis UMKM Dalam Pemanfaatan Digital Financial Technology.” PROSIDING Seminar Teknologi Kebumian dan Kelautan (SEMITAN II), Institut Teknologi Adhi Tama Surabaya (ITATS): 387–90.
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2023 INTERNATIONAL CONFERENCE ON DIGITAL ADVANCE TOURISM, MANAGEMENT AND TECHNOLOGY
This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.
